POST CODE: BM-KAR- APR 2015
Position: Branch Manager
Location: Various locations at Karnataka
Profile: To Head the Branch in all areas of branch work especially business
development
Eligibility:
1. Age not exceeding 28 years as on 01-04-2015 (relaxation can be considered
based on commensurate, relevant prior experience)
2. Any Graduation (10+2+3 format) from a UGC recognized university.
Graduates from Open University will not be considered. Post graduation &
professional qualification/ CAIIB shall be given additional weightage.
3. Minimum 3 years experience in Housing Finance/Retail Lending and at least
1-2 years of experience as Branch Head or retail credit / marketing of
financial products / branch operations in banks/ HFCs/FIs. Exposure in
mortgage lending will be preferred.
4. Extensive in-depth knowledge of local market with good networking capacity
with builders / developers is a must.
5. Fluency in Kannada (read, write & speak) besides English is must.
6. For internal candidates of Repco Group of institutions, those who are eligible
for elevation to this cadre as per the internal promotion policy can only apply
and all applications shall be routed through proper channel or with NOC
from the Competent Authority. Acceptance of applications will depend on
fulfillment of the eligibility criterion as detailed above.
Job Description
• To source new business (home loan/LAP) as per target given in conformity
with the credit policy of the Company
• To handle lending operations of branch, which require speedy processing of
applications /initial credit appraisal at branch level/follow up of loan
approvals with CO / disbursements/ post disbursal monitoring.
• To coordinate with panel valuers / advocates for effective delivery
• To monitor collections and manage effectively the receivables and achieve the
targets set for recovery / NPA
• Timely achievement of business targets set under different parameters and
make the branch a profit center
• To ensure effective brand building and business promotion (through various
marketing and sales activities)
• To ensure prompt and best client service
• To ensure good overall house keeping
